Prof. Stacy, The Money Teacher

Beyond College: Real Paths to a Successful Future

For decades, the message has been the same: go to college, or you’ll limit your future. But that story leaves out a big truth — college is only one path, and it isn’t the best fit for every student. Not every young adult thrives in a lecture hall, and not every career requires a degree. […]

Paying for College: Smart Ways to Cover Costs

Paying for College: Smart Ways to Cover Costs | Prof. Stacy, The Money Teacher

The tuition bill shows up, and suddenly the numbers are real. For many families, it’s the biggest expense they’ve ever faced outside of buying a home. Public universities can run $25,000 to $30,000 a year once you add housing and meals. Private schools can easily top $60,000. Multiply that by four years, and the sticker […]

The College Savings Debate: 529 vs ESA vs Prepaid Tuition

The College Savings Debate: 529 vs ESA vs Prepaid Tuition | Prof. Stacy, The Money Teacher

When parents start thinking about saving for college, three options usually rise to the top: the 529 plan, the Coverdell ESA, and the prepaid tuition plan. On paper, they all sound like smart ways to prepare for the future. In practice, they work very differently – and choosing the wrong one can limit your flexibility […]

Saving for College: Which Plan Is Right For You?

Saving For College: Which Plan Is Right For You? | Prof. Stacy, The Money Teacher

College isn’t a single price tag. Tuition at a public state school can run as little as $9,000 a year in some places, while others climb past $20,000. Private universities often double that, with some topping $90,000 annually. And none of that includes housing, meals, or the everyday costs of campus life. It’s a lot […]

Teaching Teens About Money: What Schools Still Aren’t Covering

Teaching Teens About Money: What Schools Still Aren’t Covering | Prof. Stacy, The Money Teacher

Most high schoolers will graduate knowing how to analyze a poem or memorize the periodic table – but not how to budget their paycheck, build credit, file taxes, or invest their 401k. That’s not their fault. Financial education is still missing from the core curriculum in most U.S. schools. And while the world keeps getting […]

How to Raise Financially Responsible Kids (Without Shame or Guilt)

How to Raise Financially Responsible Kids (Without Shame or Guilt) | Prof. Stacy, The Money Teacher

Here’s the truth most people don’t say out loud: a lot of us were never taught how to manage money. So when it comes time to teach our kids? We freeze. Not because we don’t care – but because we’re afraid to get it wrong. If that’s you, you’re not alone. Maybe you’re still figuring […]

How to Make Money as a Student (Without Getting Burnt Out)

How to Make Money as a Student (Without Getting Burnt Out) | Prof. Stacy, The Money Teacher

Being a student is hard enough – between classes, homework, late-night studying, and trying to have a social life, your plate is already full. Add in rising tuition, housing costs, and the price of just existing these days, and it’s no wonder so many high school and college students are asking the same question:How can […]

Smart Spending and Saving Tips for Teens: Make Your Money Work for You

Smart Spending and Saving Tips for Teens: Make Your Money Work for You | Prof. Stacy, The Money Teacher

You work hard for your money – whether it’s from a summer job, babysitting gigs, or birthday cash that you’re trying to make last. That’s because while making money is half the battle, the real challenge for most people (yes, even adults!) is figuring out how to spend it wisely, save for what matters, and […]

Tiny Homes, Big Goals: Can Downsizing Help You Level Up Financially?

What you pay for housing is one of the biggest drivers of your financial future. And in a time when rent and mortgage costs are swallowing entire paychecks, some people are taking a radical step: buying tiny homes and shrinking their space to grow their freedom. Tiny homes aren’t just cute or quirky – they’re […]

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