People Need Purpose: Why I Don’t Promote FIRE
I get it. The idea of FIRE – Financial Independence, Retire Early – is incredibly seductive. It promises freedom. The chance to escape the 9-to-5 grind and finally do what you want. For many, it’s a vision of endless travel, pursuing hobbies, and just…relaxing. But here’s what I’ve seen, time and time again: too many […]
Weathering the Storm: A Guide to Surviving a Financial Crisis
Financial crises can strike unexpectedly, leaving individuals and families scrambling to cope. Whether it’s a job loss, a market downturn, or an unforeseen medical emergency, unplanned events can upset even the most carefully laid financial plans. But, having a plan for navigating challenging times can make a difference in how well you come out the […]
Financial Sexism: How It Impacts Your Wallet (and What to Do About It)
It’s Women’s History Month, so let’s talk about something important: financial sexism. It’s not always obvious, but it is an issue that can impact women’s financial well-being in countless ways. From the persistent pay gap (which doesn’t always show up the way you expect!) to the “pink tax” on everyday products, women can face systemic […]
Gamifying Personal Finance: Make Money Management Fun!
I love money – working with it, talking about it, making it, using it. But as many people tell me, I’m a money nerd, and that the topic of personal finance is as exciting as…well…taxes. No one – not even me – wants to do taxes. And that’s part of the reason a lot of […]
Top 5 Money Mistakes People Make
We’ve all done it – committed some major financial faux-pas. Even the most financially literate person missteps at some point! The key is to admit that you made a mistake, and to know how to pivot and repair the damage. A mistake doesn’t have to shatter your financial foundation. So, let’s discuss the top five […]
Make Your Money Work for You: Smart Spending and Saving Tips for Teens
Make Your Money Work for You: So, you’ve landed that awesome after-school or summer job, and your first paycheck is burning a hole in your pocket. Don’t worry, we’ve all been there! But before you splurge on that latest gadget or trendy outfit, let’s talk about how to make your hard-earned cash work for you. […]
Saving for College: Which Plan is Right for You?
The cost of higher education continues to rise, making saving for college a top priority for many families. With various saving options available, choosing the right one can be overwhelming. Let’s break down three popular choices: 529 plans, prepaid tuition plans, and Education Savings Accounts (ESAs). Understanding the pros and cons of each option […]
Financial Planning for Individuals with Disabilities: A Guide to Building a Secure Future
Living with a disability – or multiple disabilities – presents unique challenges, especially financial challenges. Managing expenses, navigating insurance and government benefits, and planning for the future can feel overwhelming. However, it is possible to achieve financial security with careful planning. So let’s dive into ways, from navigating government programs to budgeting on a fixed […]
Travel Safe, Spend Smart: Your Guide to Protecting Your Money While Traveling
Pack your bags, grab your passport, and make sure your money is safe! Traveling can be an amazing experience, but it also comes with risks, from simply overspending to your money actually being stolen. Prepare yourself with the knowledge and strategies for protecting your money while traveling, allowing you to focus on creating lasting memories. […]
Power Up Your Finances: Top Books to Read to Transform Your Money Mindset
Conquering your finances can feel like climbing Mount Everest. But fear not, fellow adventurer! Just like any summit, the journey to financial security is paved with knowledge and the right tools. In this case, those tools are incredible books to read – each written by financial gurus who have been there, done that, and are […]